Terms of Use
Last updated: 20 July 2026
Welcome to gafam.ai. These Terms of Use ("Terms") govern your access to and use of the website gafam.ai and all related content, features, newsletters and paid services (together, the "Service"), operated by Raphael Dudler ("we", "us", "our").
By accessing or using the Service, or by creating an account or a membership, you confirm that you have read, understood and agree to be bound by these Terms. If you do not agree, please do not use the Service.
1. Who we are
The Service is published from Switzerland by:
Raphael Dudler, CH-8856 Tuggen, Switzerland Contact: contact@gafam.ai
gafam.ai is an independent editorial publication — "The European Eye on Big Tech and Artificial Intelligence" — covering the artificial intelligence strategies of major technology companies from an independent European perspective.
2. Eligibility
You must be at least 18 years old, or the age of majority in your place of residence, to create an account or a paid membership. By using the Service you confirm that you meet this requirement and that the information you provide to us is accurate and complete.
3. The Service: free content and GAFAM Intelligence membership
The Service has two layers:
Free content. Our daily briefings, news articles, category pages and newsletter are made available without charge, subject to these Terms.
GAFAM Intelligence membership. GAFAM Intelligence is our paid, members-only analytical layer, offering forward-looking inference and analysis in addition to the free reporting. Access to GAFAM Intelligence requires a paid membership as described in Section 5.
We may add, change, suspend or discontinue any part of the Service, including individual features or content, at any time.
4. Accounts
To access members-only content you must create an account. You are responsible for keeping your login credentials confidential and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account. You may not share your account or membership access with any other person, and you may not use another person's account without permission.
5. Membership, pricing and billing
5.1 Price and free first month
GAFAM Intelligence membership is offered at CHF 8 per month or CHF 35 per year. The first month is free. Unless you cancel before the end of the free first month, your membership will automatically convert to a paid subscription and you will be charged CHF 8 for each subsequent month until you cancel.
All prices are in Swiss francs (CHF) and, unless stated otherwise, are inclusive of any applicable Swiss value added tax (VAT). You are responsible for any additional taxes, currency conversion charges or fees imposed by your bank or card issuer.
5.2 Automatic renewal
Your membership renews automatically on a monthly basis. By starting a membership, you authorise us and our payment processor to charge the then-current membership fee to your chosen payment method at the start of each billing period, until you cancel.
5.3 Cancellation
You may cancel your membership at any time through your account settings or by contacting us at contact@gafam.ai. Cancellation takes effect at the end of the current billing period. After cancellation you will retain access to members-only content until the end of the period you have already paid for, and you will not be charged again.
To avoid being charged after the free first month, you must cancel before that free month ends.
5.4 Refunds
Except where required by mandatory law, membership fees already paid are non-refundable, including for partial billing periods. Because the first month is free, you are able to evaluate the Service before any charge is made.
5.5 Price changes
We may change the membership price or the structure of our plans. We will give you reasonable advance notice of any price change by email or through the Service. Any new price will apply from your next billing period after the notice period. If you do not agree to the new price, you may cancel before it takes effect.
5.6 Payment processing
Payments are handled by a third-party (Stripe) payment processor. We do not store your full card details on our own systems. Your use of the payment service is also subject to that processor's terms and privacy policy.
6. Right of withdrawal for consumers
Where you are a consumer and mandatory consumer-protection law grants you a right of withdrawal for the purchase of digital services, the following applies.
Because GAFAM Intelligence gives you immediate access to digital content, you expressly request that we begin providing the Service immediately, including during any withdrawal period. Where the law so provides, you acknowledge that once we have begun providing the digital content with your consent, your statutory right of withdrawal may be lost. This does not affect your right to cancel a recurring membership as set out in Section 5.3.
7. Nature of our content, and important disclaimer
7.1 AI-assisted, human-reviewed
Our briefings and news are researched and partly drafted with the assistance of artificial intelligence, and are reviewed by a human editor for accuracy before publication. Some of our videos feature an AI-generated avatar; where this is the case, it is disclosed on screen. We aim for accuracy and label our sources, but we do not warrant that all content is free of errors or omissions.
7.2 GAFAM Intelligence is inference, not advice
GAFAM Intelligence content consists of analysis, forecasts, probability estimates and inference based on publicly available information and our own judgement. It is provided for general information and editorial purposes only.
Nothing on the Service, and nothing in GAFAM Intelligence, constitutes investment, financial, trading, legal, tax or other professional advice, or a recommendation, offer or solicitation to buy, sell or hold any security, asset, product or service. Our confidence ratings, probability figures and forecasts are editorial opinion, not assurances of any outcome. You should not make any investment, financial, commercial or legal decision in reliance on our content, and you should obtain independent professional advice suited to your circumstances before acting. Any reliance you place on our content is strictly at your own risk.
8. No affiliation, and trademarks
gafam.ai is independent. It is not affiliated with, endorsed by, sponsored by or connected to Google, Alphabet, Apple, Meta, Facebook, Amazon, Microsoft, OpenAI, Anthropic or any other company we cover. "GAFAM" is used descriptively to refer collectively to major technology companies.
All company names, product names, logos and trademarks referred to on the Service are the property of their respective owners. Their use is for identification, reporting, commentary and criticism only, and does not imply any affiliation or endorsement.
9. Intellectual property and permitted use
All content published on the Service — including text, analysis, graphics, layout, branding, audio and video — is owned by us or our licensors and is protected by copyright and other intellectual-property laws.
We grant you a limited, personal, non-exclusive, non-transferable and revocable licence to access and read the content for your own personal, non-commercial use. You may share links to our free articles.
You may not, without our prior written permission: reproduce, republish, redistribute, sell, licence or exploit any content for commercial purposes; copy, share or make available any members-only content to non-members; use automated means to scrape, harvest or systematically download content; or use our content to train, fine-tune or develop any machine-learning or artificial-intelligence model. Quotation of short excerpts for the purpose of commentary, criticism or news reporting, with clear attribution and a link to the source, is permitted within the limits of applicable law.
10. Acceptable use
You agree not to use the Service in any way that is unlawful, or that could damage, disable or impair the Service or interfere with any other party's use of it. In particular you agree not to attempt to gain unauthorised access to any part of the Service, any account, or any connected system; to circumvent any paywall, access control or security measure; to introduce malicious code; or to use the Service to infringe the rights of others.
11. Third-party links and services
The Service may contain links to third-party websites, sources and services that we do not control. We provide these for convenience and reference only. We are not responsible for the content, accuracy, availability or practices of any third-party site or service, and your use of them is at your own risk and subject to their own terms.
12. Disclaimers
The Service is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties of any kind, whether express or implied, including as to accuracy, completeness, fitness for a particular purpose, non-infringement, uninterrupted availability, or that the Service will be error-free or secure. You use the Service, and rely on its content, at your own risk.
13. Limitation of liability
To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, consequential, special or punitive damages, or for any loss of profits, revenue, data, goodwill or business opportunity, arising out of or in connection with your use of, or inability to use, the Service or its content, even if we have been advised of the possibility of such damages.
To the fullest extent permitted by law, our total aggregate liability arising out of or in connection with the Service or these Terms shall not exceed the total amount you paid to us for membership in the twelve months preceding the event giving rise to the liability, or CHF 100, whichever is greater.
Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under mandatory applicable law, including liability for death or personal injury caused by negligence, or for fraud or intentional or grossly negligent conduct.
14. Indemnification
You agree to indemnify and hold us harmless from any claim, demand, loss, liability or expense (including reasonable legal fees) arising out of your breach of these Terms, your misuse of the Service, or your infringement of any right of a third party.
15. Suspension and termination
We may suspend or terminate your access to the Service, including any membership, with immediate effect if you breach these Terms, if we are required to do so by law, or if we discontinue the Service. Where a membership is terminated by us other than for your breach, we will refund any prepaid fee covering the period after termination on a pro-rata basis. You may stop using the Service at any time and may cancel your membership as described in Section 5.3.
16. Changes to these Terms
We may update these Terms from time to time. When we do, we will change the "Last updated" date above and, where the change is material, give reasonable notice through the Service or by email. Your continued use of the Service after the changes take effect constitutes acceptance of the revised Terms. If you do not agree to the changes, you should stop using the Service and, if applicable, cancel your membership.
17. Data protection
We process personal data in accordance with our Privacy Policy, which forms part of your use of the Service and explains what data we collect, how we use it, and your rights. Please review the Privacy Policy for details.
18. Governing law and jurisdiction
These Terms, and any dispute or claim arising out of or in connection with them or with your use of the Service, are governed by the substantive laws of Switzerland, excluding its conflict-of-law rules and excluding the United Nations Convention on Contracts for the International Sale of Goods.
Subject to any mandatory place of jurisdiction that protects you as a consumer, the exclusive place of jurisdiction for any dispute shall be the competent courts at our registered seat in Switzerland.
19. Severability and entire agreement
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be replaced by a valid provision that most closely reflects the original intent. These Terms, together with the Privacy Policy and any terms applicable to a specific paid service, constitute the entire agreement between you and us regarding the Service.
20. Contact
For any questions about these Terms or the Service, please contact:
Raphael Dudler gafam.ai Email: contact@gafam.ai